This type of insurance will also pay out if you’re involved in an accident with an uninsured driver, which isn’t covered by lower levels of cover. This type of policy includes everything that’s covered by TPFT, but will also cover the cost of repairing or replacing the vehicle of an at-fault driver. Third party, fire, and theft (TPFT): This is similar to third party insurance, but will also pay out if your own car is stolen or damaged by fire.Ĭomprehensive cover: As the name suggests, fully-comp is the most comprehensive level of cover a driver can take out in the UK, and as such it’s generally the best car insurance option. To that end third party insurance covers the cost of damage to a third party’s vehicle if you’re involved in an accident and you were at fault, but it isn’t always the best car insurance policy (even if it is occasionally the more affordable car insurance option) because it will not cover the cost of repairing or replacing your own vehicle. Third party (TPO): This is the minimum level of car insurance required under UK law, and is essentially intended to protect other drivers when you take to the roads. Your Level of Coverageįirstly you’ll want to consider your level of coverage: However, while you can’t avoid the cost of insuring your car you can often take steps to increase your odds of finding very cheap car insurance.įirst and foremost, an understanding of the factors insurance companies take into account when calculating your insurance premium can help you reduce how much it will cost you. The only exception is if a car has a Statutory Off-Road Notice (SORN), which means that by law the car can’t be driven on public roads and therefore doesn’t require insurance. You can face stiff penalties and fines if you are caught driving without it. Many types of insurance are optional, but car insurance is a legal requirement in the UK. Our expertise and panel of UK based insurance specialists mean that finding the right car insurance for you has never been easier!Ĭompare affordable car insurance quotes nowĪ Guide to Finding Cheap Car Insurance Quotes Quickly Our independent and unbiased insurance comparison platform allows you to compare car insurance quotes in a matter of minutes. Provisional licence holders as well as older drivers with decades of experience behind the wheel regularly turn to .uk. With us you’ll have a much better chance of finding the best car insurance premiums by comparing quotes from a wide range of providers across the UK market. Whether you’re a learner driver, a student or a seasoned motorist in your 60s or 70s, you don’t need to be confused over what insurance is best for you. Compare Cheap Car Insurance Quotes From Top UK providers With .uk: Your Car Insurance Comparison Site
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